Privacy Notice

MODERN, LLC is committed to keeping nonpublic personal information about you secure and confidential. This notice is intended to help you understand how we fulfill this commitment.

From time to time, we may collect a variety of personal information, including:

  • Information we receive from you on applications and forms, via the telephone, and through our website;
  • Information about your transactions with us, our affiliates, or others (such as your purchases, sales, or account balances); and
  • Information we receive from consumer reporting agencies.

When you open an account, we will ask for your name, address, date of birth (if applicable), and other information. We also request identifying documents such as drivers’ licenses or passports.

MODERN, LLC does not sell your nonpublic personal information to anyone. We do not disclose your nonpublic personal information, except as permitted by applicable law or regulation. For example, we may share this information with others in order to process your transactions. We may also provide this information to companies that perform operations or administrative services on our behalf, such as printing and mailing. We require these companies to protect the confidentiality of this information and to use it only to perform the services for which we hired them.

With respect to our internal security procedures, we maintain physical, electronic, and procedural safeguards to protect and restrict access to your nonpublic personal information. These controls include: (1) securing office buildings; including security personnel and identification card key access to the building and individual floors; (2) placing security cameras at the building entrance; and (3) providing annual employee training. As required by federal regulation, we will take reasonable measures to protect against access to or use of your nonpublic personal information by unauthorized persons when disposing of it.

If your account with us terminates, we will continue to adhere to our privacy policies and practices with respect to your nonpublic personal information.

Online Privacy Practices

Our practices concerning information gathered during online sessions are explained below. These practices are consistent with and remain subject to our general Privacy Policy stated above.

Our website utilizes technology to collect, store, and aggregate data about usage and browsing patterns. This technology helps us analyze and tailor the site for all users and better understand how our site is used.

Except as noted herein, we do not have any personally identifiable information about you unless you choose to give us such information during an online session. If you do give us personal information during your session, we will collect that information and use it to service your request and as otherwise described in this Privacy Notice.